Uninzi lwabantu abakudidi oluphakathi badla ngokuba ne- indlela yokusetyenziswa kwemali: Bafaka imali ngentlawulo. Ngale mali bayifumanayo UXanduva (ubambiso lwendlu, imali mboleko yemoto ...) kwaye la matyala aphuma ngendlela yeNkcitho.
Kukho enye indlela yokucinga ngale ndlela yokuhamba kwemali kwaye yile isetyenziswa ngabantu abazizityebi. Abantu abaninzi bacinga ukuba ubutyebi bubuninzi babantu, oko kukuthi, emva kokuba isixa esithile semali usiba sisityebi. Oku akunjalo. Ungayigcina ixesha elingakanani impilo yakho yangoku ukuba uyeka ukusebenza ngoku? Uninzi lwabantu kuluntu lwethu yimivuzo emibini ukusuka ekonakaleni. Ngaba ke ukwenza imali eninzi kubutyebi?
Abantu abachumileyo, endaweni yokuqokelela amatyala okanye amatyala, bahambile ukuqokelela ii-ASET ebanika imali ngaphandle kokuba basebenze. Ezi asethi zivelisa ingeniso yile nto ziyibizayo. Ngale ngeniso bathenga iiasethi ezibuyayo ukuze zenze ingeniso engaphezulu. Oku kuyakhela umdla.
Masicinge ukuba siqala nge-5.000 euro kwaye ndiyibeke ukuba isebenze kum. Ndiza kubabeka kwi-5% inzala yomdibaniso. Emva kweminyaka engama-20 ezi-5.000 zeerandi ziya kuguqulwa zenziwe 17.126 euro. Ubabalo lomdla odibeneyo kukuba ukuba ndiyiphinda kabini inzala esebenza kuyo imali yam kwaye endaweni yokufumana i-5% ndifumana imali yam ukuze ndisebenze nge-10% imali endiyifumanayo ayiphindanga kabini, iphindaphindwe kangangezihlandlo ezi-3,5 zam ze-5.000 euros ixesha elifanayo (iminyaka engama-20). Zijika zibe 63.221 euro.
Ngu-Vicens Castellano